Asset Management

You and your family (partner, spouse) work hard to accumulate assets over a lifetime. The hope is that, when the time comes for you to leverage those assets, they’ll be there for you to benefit from.

Tax Planning

It’s said that only two things are certain in life: Death…and Taxes! And while there’s not much you can do to avoid the former, with prudent planning and foresight, there’s a lot you can do to minimize the later.

Women in Transition

From career-woman to wife/partner, and from caring mom to single-motherhood, separation and divorce – women go through more transitions during a lifetime than most of us realize.

Charitable Giving

Everyone has their own reason for gifting their assets or a portion of their income to charitable organizations.  Some find comfort in helping others who are less fortunate, while others simply want to share their good fortune.  Many of the institutions of art, sciences and education ar

Divorce Planning

Relationships, like marriages or common-law spousal arrangements, are initiated with the best of intentions in mind and heart. However, the every-day stresses of life, and the toll that family-life can take on some unions, often leads to a rethinking of those original intentions.

Education Planning

Parents and guardians of young children know that the cost of post-secondary education (PSE) in Canada is astronomical. In many cases, the stress of having to fund a child’s higher-education commences the moment the child is born. In some instances, parents, grandparents and guardians make extraordinary sacrifices – e.g. giving up vacations – to ensure they have enough savings to fund the child’s education.

Life Insurance

No one can foresee the unexpected, like a fatal accident or a sudden terminal illness. But you can always put plans in place to deal with them. By planning the life insurance policies that you own, you can add peace of mind into your future, and not have to worry about the “unexpected” – like dealing with the consequences of a sudden loss of a job, or worrying about how your kids will afford an education if you pass prematurely. 

Insurance Planning

If there’s one thing certain about life – it’s the uncertainty that living it brings. The best laid plans can sometimes come to naught! Even though you may think you’ve covered all the bases, life sometimes has a funny way of throwing you a curveball when you least expect it.

 

Individual Securities

Individuals have access to a variety of investment vehicles that can be used to help them meet their short and long-term goals.  The suitability of one investment over another depends largely on the individual’s financial situation and his or her own preferences, priorities and tolerance for

 

Retirement Savings Accounts

Canadians, who are actively planning for their retirement, have several vehicles available to them to help grow their savings.